Archive for December 2011
The Right Choice of Business Loans
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I’d Rather Have a Baby Than a Root Canal
I admit it. That’s what I whined right into my dentist’s face when he told me I needed to have a root canal. I had a root canal a few years ago, so I knew the kind of pain I was in for. If I let him do it at all. I’d just had a baby, too. I knew exactly what I was saying. Comparing my memories of child birth with my memories of the root canal, I would much rather have another baby than another root canal.
Already uncomfortable in the dentist’s chair, tears slowly rolled down my cheeks as flashbacks of my root canal took possession of my imagination. He tried to console me as he finished his exam, but I was already wondering if another dentist in Orlando would tell me the same thing. A second opinion in dentistry is advisable, right? Maybe I’d even get three or four second opinions- or as many as it took to find someone who would tell me there was another option. As soon as I got home, I paid the baby sitter, then my baby and I began searching for dentists in Orlando.
It’s not that I have a phobia of dental care. I was just following the dentist’s advice to see him after my pregnancy. I made myself an appointment and got in there for a cleaning. Who doesn’t like having clean teeth? But who does like getting shot with anesthetic, hearing the awful sound of the drill, being numb for hours and biting her lip every time she tries to speak? Not I.
But then I read online that there are ways to anesthetize one single tooth, instead of the whole side of one’s face. There is even such a thing as an air abrasion tool that doesn’t mean drilling! Okay so, I didn’t need to join an online dental support group. No cognitive restructuring or behavior tweaking for me. Suddenly feeling much better, I called my dentist and asked about these new finagled techniques. He explained that he’d updated since my last root canal, alleviated my fears and by the end of the conversation, I had an appointment for my root canal.
Must-Haves for an Emergency Food Storage Supply
For a long time I dreaded building my stockpile of food storage for survival. If I’d ever had to live off the nasty stuff my parents had I think I’d rather starve. Then I learned about all the great food available today. Now I don’t know how I survived this long without it.
The reason the idea of an emergency food supply caused so much anxiety for me was probably the uninspired fare my parents had. Theirs consisted of several barrels of unprocessed wheat, a wheat grinder, dry milk, and stacks of cans of mushy vegetables.
Eventually my conscience got the better of me and I started looking into freeze dried food storage for my family. I didn’t have many expectations. I knew they used to have some pretty good dried apple chips so I could stock up on those at least. I found a lot more than I ever imagined.
Modern food storage for survival kits include energy bars, a huge variety of prepackaged dried meals, desserts, spices, freeze dried fruit and vegetables, and tons of just-add-water soups and cereals. This wasn’t survival food; this was a bachelor’s paradise.
Freeze dried food storage prepackaged meals are as simple to prepare as ramen noodles but so much better. I can’t get enough beef stroganoff. My kids love it too. Their favorites are the dried fruits. There’s also plenty of options for unprepared food that my wife likes to use to make dinner. She’s already an expert at rehydrating food. I feel OK about eating my food storage because they tell you to rotate it anyway. At least that’s what I tell myself I’m doing.
So if you had the same traumatic experience I did with emergency food storage as a child, you need to check out what’s available now. You’ll join me in saying, “Bring on the zombie apocalypse!”
Three Questions for Dental Practice Brokers Before You Buy
When approaching a dental practice sale, there’s a lot more to consider than when you’re buying a house. We’re talking about your livelihood, so you need to know the right questions to ask — before negotiating the price — to avoid getting stuck with a dead end practice.
- Ask for detailed financial information.
There are a lot of numbers your lender is going to want to see before they give you a loan. This data will also give you an idea of the health of the practice. Ask for at least the previous four years of records including income by month, taxes, rent, payroll, benefits, utilities, and contributions to retirement plans. You’ll also want to see current accounts payable and receivable and pending paid vacation time. Dental practice brokers should have all this information ready by the time they list a practice.
- Are equipment and systems up to date?
List price in a dental practice sale ought to reflect the age of equipment as well as the cost of upgrading it. Likewise, if the charting system and other software are outmoded, you need to consider the cost of replacing them and retraining staff on new systems and equipment. Ask the dental practice broker for records on the equipment and programs so you can determine how soon you’ll need to replace them.
- Will there be continuity with patient base, prices, and staff?
Taking over a practice is hard enough without rebuilding from the ground up. If the current owner has reduced hours before retirement, it may take time to fill your schedule. If you need to raise prices immediately to get them up to market levels, you’ll have difficulty retaining patients who don’t know you yet. If the staff all leave with the previous owner, who’s going to train new employees, not to mention the new owner?
Ask these questions early so you don’t waste your time in needless negotiation. Hopefully these questions will help you avoid hidden costs in buying a dental practice.
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